मुंबई(हलचल नैटवर्क)
भारतीय स्टेट बैंक (एसबीआई) ने बैंक खातों में न्यूनतम राशि नहीं रखने पर जुर्माना लगाने के अपने फैसले को उचित ठहराया है. देश के सबसे बड़े बैंक ने कहा है कि उसे शून्य शेष वाले बड़ी संख्या में जनधन खातों के प्रबंधन के बोझ को कम करने के लिए कुछ शुल्क लगाना पड़ेगा.
बैंक ने कहा है कि उसे सरकार की ओर से जुर्माने के अपने फैसले पर पुनर्विचार के लिए अभी तक औपचारिक रुप से कोई सूचना नहीं मिली है. यदि सरकार की ओर से कुछ आता है तो उस पर विचार किया जाएगा. एसबीआई ने यह भी स्पष्ट किया है कि जनधन खातों पर जुर्माना नहीं लगाया जाएगा. पिछले सप्ताह एसबीआई ने खातों में न्यूनतम राशि नहीं रखने पर जुर्माने के प्रावधान को फिर लागू करने की घोषणा की थी.
नये शुल्क पहली अप्रैल से लागू होंगे. एसबीआई की चेयरमैन अरुंधति भट्टाचार्य ने कहा,‘‘आज हमारे उपर काफी बोझ है. इनमें 11 करोड़ जनधन खाते भी शामिल हैं. इतनी बड़ी संख्या में जनधन खातों के प्रबंधन के लिए हमें कुछ शुल्क लगाने की जरुरत है. हमने कई चीजों पर विचार किया और सावधानी से विश्लेषण के बाद यह कदम उठाया है.’
एसबीआई की संशोधित शुल्कों की सूची के अनुसार खातों में मासिक औसत राशि (एमएबी) नहीं रखने पर 100 रुपये तक जुर्माना और सेवा कर लगेगा. महानगरों 5,000 रुपये के एमएबी पर यदि खाते में जमा राशि इसके 75 प्रतिशत से नीचे जाती है, तो यह जुर्माना 100 रुपये जमा सेवा कर होगा. यदि यह राशि 50 प्रतिशत या कुछ कम नीचे जाती है तो बैंक 50 रुपये और सेवा कर जुर्माना लगाएगा. गंतव्य के हिसाब से एमएबी के लिए जुर्माना राशि भिन्न होगी.
भट्टाचार्य ने कहा कि हमारे विश्लेषण से पता चलता है कि ज्यादातर खाताधारक मासिक आधार पर अपने खाते में 5,000 रुपये से अधिक की राशि रखते हैं. ऐसे में उन्हें जुर्माने को लेकर चिंतित होने की जरुरत नहीं है.
266 thoughts on “SBI ने जुर्माने को उचित ठहराया, कहा-जनधन की लागत के लिए पैसे की जरुरत है”
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